We stop the predators from taking advantage of you!

3 of Several Ways to STOP Foreclosure

Cure The Loan Default

• Pay the Lender what they are owed
• Call your lender directly and ask for a forbearance payment plan
• Borrow the money from a friend/relative to bring the loan current

Sell Your Property

• This option takes time
• You have as little as 30 to 111 days from the first filing of a "Notice of Default" before your Property can be sold at Public Auction

Your Last Resort - File Bankruptcy

• This is usually a temporary solution and usually will only slightly delay you losing your Property to a foreclosure sale. Contact a bankruptcy attorney for legal advice.

Over 1.2M Foreclosures occurred in the United States last year.

There are 100's, maybe 1000's, of devious real estate investors who are out to make a profit from owners distress. Be careful, know what to watch for. There are good people with good options available, but be careful, know and ask the right questions!

Here is what a government report states about people in foreclosure:

The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing ... from the time a Notice of Default is recorded ... until the time of the foreclosure sale. These Investors represent that they can assist homeowners who have defaulted on obligations secured by their residences. These Investors, however, often charge high fees, the payment of which is often secured by a deed of trust on the residence to be saved, and perform no service or essentially a worthless service. Homeowners, relying on the Investors' promises of help, take no other action, are diverted from lawful businesses which could render beneficial services, and often lose their homes, sometimes to the Investor who purchase homes at a fraction of their value before the sale. The Legislature further finds and declares that these Investors have a significant impact on the economy of the state and on the welfare of its citizens.

You have options and deserve a fair price for your house. Be careful, know your options, and ask the right questions. Here are a few tips

• Signing a Deed over to an investor relieves you of Title to the property, but does not relieve you of the debt. Make sure that this is a good option for you and potentially seek legal help if you're unsure what you are signing.
• Ask how long the investor has been in business and how many properties they have bought and sold. There are many brand new investors that have bad credit and/or no money and still represent they have a service or solution to offer - and they might, but be careful.
• Is the investor knowledgeable about the laws and is he/she forthcoming on the positives and negatives of each option provided to you. If not, beware!